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Strict Standards: date(): It is not safe to rely on the system's timezone settings. You are *required* to use the date.timezone setting or the date_default_timezone_set() function. In case you used any of those methods and you are still getting this warning, you most likely misspelled the timezone identifier. We selected 'Europe/Berlin' for 'CEST/2.0/DST' instead in /homepages/23/d183491407/htdocs/sushi3/variables.php on line 8

Strict Standards: date(): It is not safe to rely on the system's timezone settings. You are *required* to use the date.timezone setting or the date_default_timezone_set() function. In case you used any of those methods and you are still getting this warning, you most likely misspelled the timezone identifier. We selected 'Europe/Berlin' for 'CEST/2.0/DST' instead in /homepages/23/d183491407/htdocs/kuku2/module/eilt.php on line 5

Strict Standards: date(): It is not safe to rely on the system's timezone settings. You are *required* to use the date.timezone setting or the date_default_timezone_set() function. In case you used any of those methods and you are still getting this warning, you most likely misspelled the timezone identifier. We selected 'Europe/Berlin' for 'CEST/2.0/DST' instead in /homepages/23/d183491407/htdocs/sushi3/variables.php on line 8

Strict Standards: date(): It is not safe to rely on the system's timezone settings. You are *required* to use the date.timezone setting or the date_default_timezone_set() function. In case you used any of those methods and you are still getting this warning, you most likely misspelled the timezone identifier. We selected 'Europe/Berlin' for 'CEST/2.0/DST' instead in /homepages/23/d183491407/htdocs/leben/lesen.php on line 70

Strict Standards: date(): It is not safe to rely on the system's timezone settings. You are *required* to use the date.timezone setting or the date_default_timezone_set() function. In case you used any of those methods and you are still getting this warning, you most likely misspelled the timezone identifier. We selected 'Europe/Berlin' for 'CEST/2.0/DST' instead in /homepages/23/d183491407/htdocs/sushi3/variables.php on line 8

Strict Standards: date(): It is not safe to rely on the system's timezone settings. You are *required* to use the date.timezone setting or the date_default_timezone_set() function. In case you used any of those methods and you are still getting this warning, you most likely misspelled the timezone identifier. We selected 'Europe/Berlin' for 'CEST/2.0/DST' instead in /homepages/23/d183491407/htdocs/sushi3/variables.php on line 8

Strict Standards: date(): It is not safe to rely on the system's timezone settings. You are *required* to use the date.timezone setting or the date_default_timezone_set() function. In case you used any of those methods and you are still getting this warning, you most likely misspelled the timezone identifier. We selected 'Europe/Berlin' for 'CEST/2.0/DST' instead in /homepages/23/d183491407/htdocs/leben/lesen.php on line 543

Strict Standards: date(): It is not safe to rely on the system's timezone settings. You are *required* to use the date.timezone setting or the date_default_timezone_set() function. In case you used any of those methods and you are still getting this warning, you most likely misspelled the timezone identifier. We selected 'Europe/Berlin' for 'CEST/2.0/DST' instead in /homepages/23/d183491407/htdocs/leben/lesen.php on line 544

Strict Standards: date(): It is not safe to rely on the system's timezone settings. You are *required* to use the date.timezone setting or the date_default_timezone_set() function. In case you used any of those methods and you are still getting this warning, you most likely misspelled the timezone identifier. We selected 'Europe/Berlin' for 'CEST/2.0/DST' instead in /homepages/23/d183491407/htdocs/sushi3/variables.php on line 8

Strict Standards: date(): It is not safe to rely on the system's timezone settings. You are *required* to use the date.timezone setting or the date_default_timezone_set() function. In case you used any of those methods and you are still getting this warning, you most likely misspelled the timezone identifier. We selected 'Europe/Berlin' for 'CEST/2.0/DST' instead in /homepages/23/d183491407/htdocs/kuku2/module/letzter_artikel.php on line 4

Strict Standards: date(): It is not safe to rely on the system's timezone settings. You are *required* to use the date.timezone setting or the date_default_timezone_set() function. In case you used any of those methods and you are still getting this warning, you most likely misspelled the timezone identifier. We selected 'Europe/Berlin' for 'CEST/2.0/DST' instead in /homepages/23/d183491407/htdocs/kuku2/module/letzter_artikel.php on line 14

Strict Standards: date(): It is not safe to rely on the system's timezone settings. You are *required* to use the date.timezone setting or the date_default_timezone_set() function. In case you used any of those methods and you are still getting this warning, you most likely misspelled the timezone identifier. We selected 'Europe/Berlin' for 'CEST/2.0/DST' instead in /homepages/23/d183491407/htdocs/kuku2/module/letzter_artikel.php on line 15

Strict Standards: date(): It is not safe to rely on the system's timezone settings. You are *required* to use the date.timezone setting or the date_default_timezone_set() function. In case you used any of those methods and you are still getting this warning, you most likely misspelled the timezone identifier. We selected 'Europe/Berlin' for 'CEST/2.0/DST' instead in /homepages/23/d183491407/htdocs/kuku2/module/letzter_artikel.php on line 16

Strict Standards: date(): It is not safe to rely on the system's timezone settings. You are *required* to use the date.timezone setting or the date_default_timezone_set() function. In case you used any of those methods and you are still getting this warning, you most likely misspelled the timezone identifier. We selected 'Europe/Berlin' for 'CEST/2.0/DST' instead in /homepages/23/d183491407/htdocs/kuku2/module/letzter_artikel.php on line 17

Strict Standards: date(): It is not safe to rely on the system's timezone settings. You are *required* to use the date.timezone setting or the date_default_timezone_set() function. In case you used any of those methods and you are still getting this warning, you most likely misspelled the timezone identifier. We selected 'Europe/Berlin' for 'CEST/2.0/DST' instead in /homepages/23/d183491407/htdocs/kuku2/module/letzter_artikel.php on line 18

Strict Standards: date(): It is not safe to rely on the system's timezone settings. You are *required* to use the date.timezone setting or the date_default_timezone_set() function. In case you used any of those methods and you are still getting this warning, you most likely misspelled the timezone identifier. We selected 'Europe/Berlin' for 'CEST/2.0/DST' instead in /homepages/23/d183491407/htdocs/kuku2/module/letzter_artikel.php on line 19

Strict Standards: mktime(): It is not safe to rely on the system's timezone settings. You are *required* to use the date.timezone setting or the date_default_timezone_set() function. In case you used any of those methods and you are still getting this warning, you most likely misspelled the timezone identifier. We selected 'Europe/Berlin' for 'CEST/2.0/DST' instead in /homepages/23/d183491407/htdocs/kuku2/module/letzter_artikel.php on line 39

Strict Standards: date(): It is not safe to rely on the system's timezone settings. You are *required* to use the date.timezone setting or the date_default_timezone_set() function. In case you used any of those methods and you are still getting this warning, you most likely misspelled the timezone identifier. We selected 'Europe/Berlin' for 'CEST/2.0/DST' instead in /homepages/23/d183491407/htdocs/kuku2/module/letzter_artikel.php on line 40

Strict Standards: date(): It is not safe to rely on the system's timezone settings. You are *required* to use the date.timezone setting or the date_default_timezone_set() function. In case you used any of those methods and you are still getting this warning, you most likely misspelled the timezone identifier. We selected 'Europe/Berlin' for 'CEST/2.0/DST' instead in /homepages/23/d183491407/htdocs/leben/lesen.php on line 889

Strict Standards: date(): It is not safe to rely on the system's timezone settings. You are *required* to use the date.timezone setting or the date_default_timezone_set() function. In case you used any of those methods and you are still getting this warning, you most likely misspelled the timezone identifier. We selected 'Europe/Berlin' for 'CEST/2.0/DST' instead in /homepages/23/d183491407/htdocs/leben/lesen.php on line 890

Strict Standards: date(): It is not safe to rely on the system's timezone settings. You are *required* to use the date.timezone setting or the date_default_timezone_set() function. In case you used any of those methods and you are still getting this warning, you most likely misspelled the timezone identifier. We selected 'Europe/Berlin' for 'CEST/2.0/DST' instead in /homepages/23/d183491407/htdocs/leben/lesen.php on line 891

Strict Standards: date(): It is not safe to rely on the system's timezone settings. You are *required* to use the date.timezone setting or the date_default_timezone_set() function. In case you used any of those methods and you are still getting this warning, you most likely misspelled the timezone identifier. We selected 'Europe/Berlin' for 'CEST/2.0/DST' instead in /homepages/23/d183491407/htdocs/leben/lesen.php on line 892

Strict Standards: date(): It is not safe to rely on the system's timezone settings. You are *required* to use the date.timezone setting or the date_default_timezone_set() function. In case you used any of those methods and you are still getting this warning, you most likely misspelled the timezone identifier. We selected 'Europe/Berlin' for 'CEST/2.0/DST' instead in /homepages/23/d183491407/htdocs/leben/lesen.php on line 893

Strict Standards: date(): It is not safe to rely on the system's timezone settings. You are *required* to use the date.timezone setting or the date_default_timezone_set() function. In case you used any of those methods and you are still getting this warning, you most likely misspelled the timezone identifier. We selected 'Europe/Berlin' for 'CEST/2.0/DST' instead in /homepages/23/d183491407/htdocs/leben/lesen.php on line 920

Strict Standards: date(): It is not safe to rely on the system's timezone settings. You are *required* to use the date.timezone setting or the date_default_timezone_set() function. In case you used any of those methods and you are still getting this warning, you most likely misspelled the timezone identifier. We selected 'Europe/Berlin' for 'CEST/2.0/DST' instead in /homepages/23/d183491407/htdocs/leben/lesen.php on line 921

Strict Standards: date(): It is not safe to rely on the system's timezone settings. You are *required* to use the date.timezone setting or the date_default_timezone_set() function. In case you used any of those methods and you are still getting this warning, you most likely misspelled the timezone identifier. We selected 'Europe/Berlin' for 'CEST/2.0/DST' instead in /homepages/23/d183491407/htdocs/leben/lesen.php on line 926

Strict Standards: date(): It is not safe to rely on the system's timezone settings. You are *required* to use the date.timezone setting or the date_default_timezone_set() function. In case you used any of those methods and you are still getting this warning, you most likely misspelled the timezone identifier. We selected 'Europe/Berlin' for 'CEST/2.0/DST' instead in /homepages/23/d183491407/htdocs/leben/lesen.php on line 927
Obergrenze für Dispo gefordert | Kuvi
 Montag, 15.August l 08:40 Uhr

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Strict Standards: date(): It is not safe to rely on the system's timezone settings. You are *required* to use the date.timezone setting or the date_default_timezone_set() function. In case you used any of those methods and you are still getting this warning, you most likely misspelled the timezone identifier. We selected 'Europe/Berlin' for 'CEST/2.0/DST' instead in /homepages/23/d183491407/htdocs/kuku2/module/wetter_header.php on line 16

Strict Standards: date_sunrise(): It is not safe to rely on the system's timezone settings. You are *required* to use the date.timezone setting or the date_default_timezone_set() function. In case you used any of those methods and you are still getting this warning, you most likely misspelled the timezone identifier. We selected 'Europe/Berlin' for 'CEST/2.0/DST' instead in /homepages/23/d183491407/htdocs/kuku2/module/wetter_header.php on line 16

Strict Standards: date(): It is not safe to rely on the system's timezone settings. You are *required* to use the date.timezone setting or the date_default_timezone_set() function. In case you used any of those methods and you are still getting this warning, you most likely misspelled the timezone identifier. We selected 'Europe/Berlin' for 'CEST/2.0/DST' instead in /homepages/23/d183491407/htdocs/kuku2/module/wetter_header.php on line 17

Strict Standards: date_sunset(): It is not safe to rely on the system's timezone settings. You are *required* to use the date.timezone setting or the date_default_timezone_set() function. In case you used any of those methods and you are still getting this warning, you most likely misspelled the timezone identifier. We selected 'Europe/Berlin' for 'CEST/2.0/DST' instead in /homepages/23/d183491407/htdocs/kuku2/module/wetter_header.php on line 17
Borken l Klar l 0,0 °C
Letzten News: 00:10 Uhr
16. Mai 2014
Banken kassieren bei Dispokrediten

Obergrenze für Dispo gefordert

Rostock. Wenn am Ende des Monats das Geld knapp wird, ist der Dispo oft die letzte Rettung. Wer sein Konto überzieht, muss aber mit zum Teil unverschämt hohen Zinsen rechnen. Denn für viele Banken sind Dispozinsen ein lohnendes Geschäft, das sie bis zur Schmerzgrenze ausreizen.

Obergrenze für Dispo gefordert
[Foto: PD] 

Oft immer noch zu hoch . der Dispozins. Dispozinsen werden fällig, wenn ein Bankkunde kein Guthaben mehr auf dem Girokonto hat, es aber weiter belastet. Der Rahmen für diesen Dispositionskredit ist in der Regel abhängig von den Vermögens-verhältnissen.


Jetzt drängen Verbraucherschutzminister die Banken, die Dispozinsen zu deckeln. Binnen sechs Monaten sollten die Geldhäuser die Zinssätze für die eingeräumte oder geduldete Konto-Überziehung korrigieren. Nach dem Beschluss der Verbraucherschutzministerkonferenz muss anderenfalls der Bund die Obergrenze für den Dispo gesetzlich regeln.


Auch Ex-Verbraucherschutz-Ministerin Ilse Aigner (CSU) drängte die Banken im vergangenen Sommer zu mehr Transparenz und niedrigeren Zinsen. Die Banken profitieren aktuell davon, dass sie sich ihr Geld so billig wie nie zuvor besorgen können. Aktuell leihen sich die Banken das Geld bei der EZB zu einem Satz von 0,25 %. Als Dispokredit verleihen sie es zu einem Satz von 10 % und mehr. Eigentlich Wucher. Obwohl das BGH schon 1986 das Wucherverbot bestätigte. Die Dispozinsen vieler Banken sind also sittenwidrig. Die Banken können sie nur durchsetzen, weil sich niemand darum kümmert. Verbraucherschützer prangern diesen Zustand seit langem an.

In ihrem Wahlprogramm hat die SPD noch versprochen, dass sie die Dispozinsen auf maximal 8 % über dem Leitzins deckeln will. Doch im Berliner Koalitionsvertrag zwischen SPD und CDU/CSU ist davon keine Rede mehr.
Ver

Strict Standards: date(): It is not safe to rely on the system's timezone settings. You are *required* to use the date.timezone setting or the date_default_timezone_set() function. In case you used any of those methods and you are still getting this warning, you most likely misspelled the timezone identifier. We selected 'Europe/Berlin' for 'CEST/2.0/DST' instead in /homepages/23/d183491407/htdocs/sushi3/variables.php on line 8

Strict Standards: date(): It is not safe to rely on the system's timezone settings. You are *required* to use the date.timezone setting or the date_default_timezone_set() function. In case you used any of those methods and you are still getting this warning, you most likely misspelled the timezone identifier. We selected 'Europe/Berlin' for 'CEST/2.0/DST' instead in /homepages/23/d183491407/htdocs/kuku2/module/box.php on line 4

Strict Standards: date(): It is not safe to rely on the system's timezone settings. You are *required* to use the date.timezone setting or the date_default_timezone_set() function. In case you used any of those methods and you are still getting this warning, you most likely misspelled the timezone identifier. We selected 'Europe/Berlin' for 'CEST/2.0/DST' instead in /homepages/23/d183491407/htdocs/kuku2/module/box.php on line 5
Zum Thema:
00:01 |  | Brüssel
BrüsselEU deckelt Gebühren für Kreditkarten

Die Europäische Union schiebt überhöhten Gebühren für Kreditkarten einen Riegel vor. Unterhändler des Europaparlaments und der Mitgliedsstaaten einigten sich darauf, die EU-weit sehr unterschiedlichen Gebühren zu begrenzen. Für Verbraucher bringt das deutliche Ersparnisse.

ANZEIGE:
22:43 |  | Karlsruhe
KarlsruheTeilerfolg für Telekom-Anleger

Tausende Kleinanleger der Telekom haben vor dem Bundesgerichtshof einen Erfolg erzielt. Die Karlsruher Richter entschieden, dass die Telekom in ihrem Börsenprospekt vor 14 Jahren die Risiken für Anleger nicht deutlich genug gekennzeichnet hat.

Meistgelesen Geld